Most car accident settlements cover the cost of medical bills for victims. This is true whether you file a no-fault claim based on your personal injury protection (PIP) policy or pursue a fault-based case for your serious injuries. The coverage provided for medical care could include a wide range of treatments from many providers and specialists. For many injuries, this could include chiropractic care.
A car accident chiropractor can provide medical treatment, care, and rehabilitation for many conditions resulting from a collision. Most crash victims can cover the costs with their car insurance settlement.
What Determines Who Pays for a Chiropractor After an Accident?
In general, crash victims obtain compensation through a personal injury claim and settlement. This compensation provides coverage for their medical care and related expenses and a range of other healthcare costs.
Some factors that could play a role in whether your insurance settlement covers chiropractic care could include:
- Your injuries: If your injuries are frequently treated with chiropractic care or another doctor recommends you see a chiropractor, they are more likely to be covered. This means it may be easier to get your chiropractic care included if you have whiplash or another neck injury than if you have a fractured wrist.
- Medical documentation: Ensuring your injuries are properly documented in your medical records is imperative. This includes your injuries and the treatment provided, including from your chiropractor. The insurance company could deny coverage without proper documentation showing the accident made the treatment necessary.
- Insurance policy exclusions: Some policies might explicitly exclude chiropractic treatment or have specific requirements before it is covered. It is important to review the details of the coverage available to learn who will pay for your chiropractic care.
We Can Help You Get Your Chiropractor Covered After a Car Accident
Our chiropractors and therapists, with help from our staff, work to help each patient manage their car accident injuries and recover as fully as possible. This includes working to properly diagnose and document their injuries and the need for chiropractic adjustments and physical therapy.
We find that having a detailed record of their injuries, treatments, and associated costs helps our patients recover the money they need through a car accident settlement. We will ensure you have the necessary documentation of your relevant care and medical expenses.
In addition to car accident injuries, we provide care and rehabilitation for victims hurt in:
If you have concerns about paying for your care after an accident, connect with our team to learn more before your initial appointment.
How Can I Get Care From a Chiropractor After a Car Accident?
Chiropractors can prescribe a wide range of therapies for car accident injuries. When you come into the office for your initial examination, your doctor will take a health history, complete a physical exam, discuss your symptoms, and use medical imaging such as X-rays to determine your injuries.
You will receive a diagnosis, and your chiropractor will create a plan for treatment, corrective care, therapies, and rehabilitation. In our personalized treatment plans, we provide chiropractic care and physiotherapy for injuries that include:
Each plan is unique and addresses the patient’s specific injuries, needs, and likely prognosis. As they make progress, our team will evaluate and re-evaluate their healing and abilities. This allows us to alter the plan to ensure they make as full a recovery as possible. For many, this could mean leaving our care in better health and stronger than they were before their accident.
What Treatments Will a Car Accident Settlement Cover?
Your car accident settlement should cover a variety of prescribed treatments performed by a chiropractor to address car accident injuries. This could include:
Spinal Adjustments
Chiropractic treatments often focus on performing manipulation and adjustment of the spinal column. Your chiropractor can address pain, inflammation, and some back injuries using specific mobilization techniques and adjustments to realign vertebrae.
Soft Tissue Therapy
Muscle, fascia, and ligament injuries require specific treatments to improve healing. Your doctor could prescribe massage, ultrasound therapy, trigger point therapy, and other options to address strains, sprains, and other soft tissue injuries.
Joint Mobilization
Joint mobilization is a collection of techniques your chiropractor or therapist can use to treat extremity injuries that involve the joints. The goal of these techniques is to restore movement, range of motion, and full function to affected joints.
Supportive Therapies for Serious Injuries
Chiropractors also provide a wide range of therapies that could benefit car accident victims who suffered traumatic brain injuries (TBIs), concussions, cognitive concerns, spinal cord injuries, and other catastrophic injuries. They can help address many residual issues related to these injuries, including balance and vertigo problems, gait issues, and other mobility-limiting concerns.
Rehabilitative Exercises
Chiropractors often address injuries with a comprehensive plan that includes rehabilitation. This consists of a personalized exercise program that rebuilds strength and improves flexibility. The goal of these therapies is to ensure the patient returns to their previous abilities or, when possible, leaves the chiropractor’s care stronger than before the accident. This helps prevent re-injury and prevents future injuries.
Pain Management and Complementary Therapies
Chiropractors provide non-invasive, non-narcotic options to alleviate pain and promote healing. This is essential for many accident victims early in the process and is also helpful as they continue to heal. This could include:
- Heat and ice therapy
- Electrical Muscle Stimulation (E-STIM)
- Ultrasound therapy
- Infrared light therapy
- Therapeutic laser therapy
These therapies increase blood flow to the affected area, reducing inflammation and improving healing while also providing pain management.
Call the Naples Community Injury Center to Make an Appointment
You can reach the Naples Community Injury Center team today to ask questions or make an appointment for your initial intake exam. We have clinics in Naples, Marco Island, and Estero, Florida. Contact us now to get started.
